No Spend September Update

This no spend year has been much harder on the Mr., instead of myself. He’s is the spender and I am the saver. I was so proud of him for not buying me expensive stuff for my birthday! He even reused a gift bag that I had saved! ❤️

As a gift, I got a grab bag of seeds, compost thermometer and a new pair of sanuks, since mine were getting holes. (Btw, MIgardener has these grab bags for only $10!) Phenomenal deal!

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30 seed packs picked at random! 💚

I also decorated the house for Fall with what I grew. Everything is from the garden and I spent a whopping nothing!

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Our beautiful glass gem corn!

I have also been saving lots of seeds, so that I don’t have to buy more next year! So far I have put up several types of beans, dill, cosmos, ground cherries and I’m working on fermenting cucamelon seeds.

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Cosmos seeds
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We saved the Paw Paw seeds from our hike

Speaking of hike, we enjoyed going out to a local trail. We stopped at a comic book store that my boy loves along the way. So, it was a great family day!

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Beautiful hike

I also enjoyed raising some monarchs that were on the milkweed! It was free to do and so much fun! The whole family enjoyed searching for the tiny caterpillars on our plants!

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One of our handraised beauties

We were able to start paying more on the house since I am back to work and are planning on becoming debt free in less than 5 years, pending health and staying accident free! Keep pushing on and thinking twice before buying those wants!

Does anyone else have some tips for saving more? Please share in the commmebts! 😊

No Spend August Update

How in the world have I not gotten around to updating about our no spend year? Well, the main reason is that it has just started to become a norm for us. And, I can officially say that we made it through the summer without dipping into the savings. That’s a first! Getting a paycheck was sooo nice!

Since the school year started, we really didn’t buy much for the beginning of the year. The only things that the boy needed for school were a new pair of shoes (which we do splurge for since that is all that he actually cares about), and a binder. As for me, I only bought a new pair of sandals, because mine completely broke! However, I had a gift card and got a great deal!

In August, we went on an end of the summer getaway. We took the camper and the pups and headed to the Chesapeake Bay to enjoy a beautiful weekend. We used our KOA rewards card (from our camping trip this summer) and saved some money and packed all of our own meals. So, lots of savings!

Camping at the bay

We have also been harvesting lots more from the garden. The boy and I have had way too much salsa in the past month, but we still had more last night! I know that technically it doesn’t save us money, if I calculate in how much time and effort I put into it. However, since I love gardening, that also gives me a free workout and yummy food!

Haul from the garden

Another way that we save money is finding things around here that we enjoy doing that don’t involve leaving the house. Have I mentioned before that I don’t really like going out in public? It’s not the people, it’s just that I have talked all day to little people and I just want to stay home and relax. So, one thing that I have loved doing here lately is raising the monarch caterpillars that are on my milkweed. I collect the little caterpillars and feed them and keep them safe until they come out of their chrysalis and then release them to nature. It is fun for me! Heck, I even have the rest of my family looking for the tiny creatures.

Handsome male monarch

The composting service that we provide for 12 families has been a nice addition to the food for the chickens. They love the extra fruits and veggies and also kicking around in the compost looking for bugs. Double win!

Squash for the chickens

The garden produced so many tomatoes this year! I have sold some, given some away, chopped them for salsa and this weekend I have canned a lot of them for ketchup and pizza sauce. They will give us some delicious fresh food in the winter!

Ketchup from our tomatoes!

I was also able to put up some zucchini for future zucchini cake this winter and took a few pie pumpkins that we grew and turned them into a yummy pumpkin pie. The boys said that it was delicious.

Homemade pumpkin pie!

It’s so weird how you just get used to not really spending money. I won’t lie and say that we haven’t had any take out this year, but it has been a very rare occurrence! My husband and I have been packing a lot more for lunch and eating up the leftovers more often. So, that cuts back on waste more too. This year of saving has made us realize how wasteful that we can be.

I really am hoping that we can continue to find more ways to save, and would love to hear what else that you all do! Any tips that we can try in September?

Keep blooming friends!

No Spend July Update!

July used to be a tough month for us, since I don’t get a paycheck from June until September. (Teacher problems!) We normally had to dip pretty heavily into the savings. However, we haven’t touched it yet!

I was able to score a brand new pair of shorts from the goodwill for a whopping $4. Since my sandals broke, I was able to use the remainder of a gift card and only owed $5!

We have also been selling off our extra produce and we will be putting that money towards seeds for next year!

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I have awesome neighbors and friends! 

I have also been able to make lots of food from scratch with the ingredients from the garden: salsa, dill fridge pickles, salads, tomato sauce… and that means fewer trips to the grocery store!

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Grateful for a bumper crop!

And we have even been able to put up some for winter! (Which will save me money eventually!)

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Green beans for winter! 

To keep the garden cart sales rolling, I have started my fall garden seedlings! It looks like there will be more beans, spinach, lettuce and kale!

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They have tripled in size since this picture! 

Instead of spending tons of money with entertainment, we spend the days relaxing, walking/working in the garden and my favorite, hammocking with my Sherman!

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His favorite hobby is relaxing! 

I am hoping to be able to stay away from the savings in August too, which is hard with back to school time. I don’t need anything new and the boy only needs new shoes and basic school supplies. And no, I don’t think a kid needs a whole new wardrobe because it’s the start of another school year!

So, how has your budgeting been going? Are you paying anything off, or have some major financial goals? Whatever you do, keep blooming! 🌱❤️

No Spend Year June Update!

I’ll start off with how we were able to go on such a nice trip this summer, while saving money.

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1. We haven’t been on a big vacation in 3 years. Only little weekend trips. (But still very fun!)

2. We camped all along the way in the camper that we could double our money on, if we sold it today. (Because we upgraded it so much!)

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3. We saved up all year to make sure that we wouldn’t have to dip into our savings for our trip! (By choosing to not eat out, buy things that we don’t need and limiting our spending for the holidays!)

4. We rarely ate out. Because we were camping, we made a majority of our meals in the camper. It was so nice having that stove and our fridge!

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Burgers for dinner! 

And remember the adorable toaster oven/griddle/coffee maker combo for the camper?

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This beauty?!

It was amazing! We were able to have morning coffee from our campsite and… the thing holds a freezer pizza perfectly!

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15 minutes in the toaster over for perfection! 

It was so nice to be able to have some of my boy’s favorite food available for him without ordering out! We ❤️❤️❤️ That toaster over! (We got it on amazon FYI!)

5. We were not big souvenir buyers. The boy and I got a shirt and we took lots of photos that I will be turning into a scrapbook at some point.

Now on to the rest of the month! We have been working really hard at paying down the house! And we are down below the next $10k! We enjoy seeing that number fall!

We also have been eating more from the garden and saving up on our grocery bills. Since I love gardening, it’s a win-win!

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We had fried zucchini and zucchini cake! 

We have also sold a bit of our produce and will use that money to buy plants and garden supplies next year!

June was really a blur, due to school finishing and our trip all at one time! The summer is a time for us to focus on saving (since I don’t get paid again until September!) I’m looking into more ways to save, and would love hearing any suggestions! Thanks for reading along and keep blooming! 🌱💚

No Spend May

Last month was almost a complete fail in the whole no spending. My Mr. has had his heart set on needing a new tractor. We didn’t have one at the moment, so tilling the big garden is a lot of work. On top of that, digging holes, loading up heavy things and running mulch is always a task. So, he bought a new tractor. But, he has been selling off a ton of extras including: his 4 wheeler, the Panel truck, an old jeep, accessories for the jeep and Panel truck, and other things. The garage is a lot cleaner, and we also didn’t have to pay too much more for the tractor. So, no payments or credit card purchases!

A huge accomplishment this month is that I am now payment free on my braces! My teeth are straight and my retainers come next month! Yay!

A reader on my Facebook page keeps some feral cats warm in the winter by creating wind breaks with straw bales. However, after a long winter, they were not in the best shape. She got ahold of me and I gladly took them to mulch around the garden! Yippee!

The garden is all planted and I’m pretty excited to say that most of the plants look very happy and healthy! Starting everything from seed is a lot of work, but it does save money!

I’m still working on making more food from scratch at the house. Just last weekend the Mr. was frustrated because he claimed that we didn’t have anything to snack on. An hour later we have some super delicious homemade soft pretzels. Getting out of the habit of wanting instant food is hard. I’ll start trying to make more ahead of time. (Once my summer break starts!)

The garden is slowly starting to produce. That will help to take a small chunk out of our market budget!

And this has been my go to spot for relaxing when I get the chance. I love being home and most of the time at least one dog is curled up on the hammock with me. And that’s free entertainment. 😊

May wasn’t perfect, but the savings is continuing to grow. The house is getting paid off faster and faster. And, I’m hoping to continue working on spending less this year!