No Spend August Update

How in the world have I not gotten around to updating about our no spend year? Well, the main reason is that it has just started to become a norm for us. And, I can officially say that we made it through the summer without dipping into the savings. That’s a first! Getting a paycheck was sooo nice!

Since the school year started, we really didn’t buy much for the beginning of the year. The only things that the boy needed for school were a new pair of shoes (which we do splurge for since that is all that he actually cares about), and a binder. As for me, I only bought a new pair of sandals, because mine completely broke! However, I had a gift card and got a great deal!

In August, we went on an end of the summer getaway. We took the camper and the pups and headed to the Chesapeake Bay to enjoy a beautiful weekend. We used our KOA rewards card (from our camping trip this summer) and saved some money and packed all of our own meals. So, lots of savings!

Camping at the bay

We have also been harvesting lots more from the garden. The boy and I have had way too much salsa in the past month, but we still had more last night! I know that technically it doesn’t save us money, if I calculate in how much time and effort I put into it. However, since I love gardening, that also gives me a free workout and yummy food!

Haul from the garden

Another way that we save money is finding things around here that we enjoy doing that don’t involve leaving the house. Have I mentioned before that I don’t really like going out in public? It’s not the people, it’s just that I have talked all day to little people and I just want to stay home and relax. So, one thing that I have loved doing here lately is raising the monarch caterpillars that are on my milkweed. I collect the little caterpillars and feed them and keep them safe until they come out of their chrysalis and then release them to nature. It is fun for me! Heck, I even have the rest of my family looking for the tiny creatures.

Handsome male monarch

The composting service that we provide for 12 families has been a nice addition to the food for the chickens. They love the extra fruits and veggies and also kicking around in the compost looking for bugs. Double win!

Squash for the chickens

The garden produced so many tomatoes this year! I have sold some, given some away, chopped them for salsa and this weekend I have canned a lot of them for ketchup and pizza sauce. They will give us some delicious fresh food in the winter!

Ketchup from our tomatoes!

I was also able to put up some zucchini for future zucchini cake this winter and took a few pie pumpkins that we grew and turned them into a yummy pumpkin pie. The boys said that it was delicious.

Homemade pumpkin pie!

It’s so weird how you just get used to not really spending money. I won’t lie and say that we haven’t had any take out this year, but it has been a very rare occurrence! My husband and I have been packing a lot more for lunch and eating up the leftovers more often. So, that cuts back on waste more too. This year of saving has made us realize how wasteful that we can be.

I really am hoping that we can continue to find more ways to save, and would love to hear what else that you all do! Any tips that we can try in September?

Keep blooming friends!

No Spend Year June Update!

I’ll start off with how we were able to go on such a nice trip this summer, while saving money.

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1. We haven’t been on a big vacation in 3 years. Only little weekend trips. (But still very fun!)

2. We camped all along the way in the camper that we could double our money on, if we sold it today. (Because we upgraded it so much!)

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3. We saved up all year to make sure that we wouldn’t have to dip into our savings for our trip! (By choosing to not eat out, buy things that we don’t need and limiting our spending for the holidays!)

4. We rarely ate out. Because we were camping, we made a majority of our meals in the camper. It was so nice having that stove and our fridge!

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Burgers for dinner! 

And remember the adorable toaster oven/griddle/coffee maker combo for the camper?

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This beauty?!

It was amazing! We were able to have morning coffee from our campsite and… the thing holds a freezer pizza perfectly!

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15 minutes in the toaster over for perfection! 

It was so nice to be able to have some of my boy’s favorite food available for him without ordering out! We ❤️❤️❤️ That toaster over! (We got it on amazon FYI!)

5. We were not big souvenir buyers. The boy and I got a shirt and we took lots of photos that I will be turning into a scrapbook at some point.

Now on to the rest of the month! We have been working really hard at paying down the house! And we are down below the next $10k! We enjoy seeing that number fall!

We also have been eating more from the garden and saving up on our grocery bills. Since I love gardening, it’s a win-win!

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We had fried zucchini and zucchini cake! 

We have also sold a bit of our produce and will use that money to buy plants and garden supplies next year!

June was really a blur, due to school finishing and our trip all at one time! The summer is a time for us to focus on saving (since I don’t get paid again until September!) I’m looking into more ways to save, and would love hearing any suggestions! Thanks for reading along and keep blooming! 🌱💚

No Spend May

Last month was almost a complete fail in the whole no spending. My Mr. has had his heart set on needing a new tractor. We didn’t have one at the moment, so tilling the big garden is a lot of work. On top of that, digging holes, loading up heavy things and running mulch is always a task. So, he bought a new tractor. But, he has been selling off a ton of extras including: his 4 wheeler, the Panel truck, an old jeep, accessories for the jeep and Panel truck, and other things. The garage is a lot cleaner, and we also didn’t have to pay too much more for the tractor. So, no payments or credit card purchases!

A huge accomplishment this month is that I am now payment free on my braces! My teeth are straight and my retainers come next month! Yay!

A reader on my Facebook page keeps some feral cats warm in the winter by creating wind breaks with straw bales. However, after a long winter, they were not in the best shape. She got ahold of me and I gladly took them to mulch around the garden! Yippee!

The garden is all planted and I’m pretty excited to say that most of the plants look very happy and healthy! Starting everything from seed is a lot of work, but it does save money!

I’m still working on making more food from scratch at the house. Just last weekend the Mr. was frustrated because he claimed that we didn’t have anything to snack on. An hour later we have some super delicious homemade soft pretzels. Getting out of the habit of wanting instant food is hard. I’ll start trying to make more ahead of time. (Once my summer break starts!)

The garden is slowly starting to produce. That will help to take a small chunk out of our market budget!

And this has been my go to spot for relaxing when I get the chance. I love being home and most of the time at least one dog is curled up on the hammock with me. And that’s free entertainment. 😊

May wasn’t perfect, but the savings is continuing to grow. The house is getting paid off faster and faster. And, I’m hoping to continue working on spending less this year!

No Spend Year (April Update!)

So far we have still been doing relatively well with this whole trying not to spend money on frivolous things journey! I was so proud of the Mr. for finding a used pair of boots that he really wanted for when we go hiking. He found them on eBay and I’m pretty sure they are never worn! And he raves over how comfortable they are!

We were also able to go to the museum in Antietam, MD and camping without extra spending. We took our own food and drinks, played the free putt putt there and avoided the gift shop where everything was so expensive!

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We were working on his skipping rocks technique! 

Also, since the boy is starting his own little composting business, we told people nearby that if they were getting ready to get rid of something that the chickens would enjoy, that we would gladly take it! The chickens have been enjoying cabbage, lettuce, spinach, avocados and even some bread!

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They have been eating a lot less feed! 

And even though new buckets would look great for the boy’s composting  service, we decided to peel off labels and scrub down ones that were given to us instead! They will go out to his customers today. We did purchase easy to remove lids for them.

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He put in lots of elbow grease for them to look that great! 

And we are still growing pretty much everything from seed to save money. I love weird varieties of plants, so growing from seed is about my only option. I am going to get the squashes, watermelons and gourds growing in the greenhouse this week! They can go in the ground at the end of the month!

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All of the flowers have popped up too now! 

We also got back a nice little tax credit for the solar panels! So instead of buying something new, we dropped that money on the loan that we have for them. They won’t take too long to pay off either!

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And now for the things that I have bought: I purchased a nuc of honeybees, because most of my bees died this winter.

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They are doing well! 

We also have to buy fencing for the garden, but that needed done because of the old fencing breaking.

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It’s still a work in progress! 

Even though we are still spending money on our homestead needs, we are making huge financial strides! My braces (Invisalign) will be paid off next month. We still have no vehicle payments. We have no credit card bills (thank goodness!) and we are getting close to another $10,000 leap on our mortgage! We should have this place paid off before I’m 40!

Are you making your debt snowball roll?! We are trying!

No Spend March

We are chugging along with our no spend year. I have spent money on gifts this month (I bought my baby niece some food and not candy for Easter and gifts much deserved to 2 work friends,but that’s it!)

Our big money saver is that we sold our panel truck! It was a hard choice to make, but we were not using it. We are glad to have more money in our savings and one less vehicle to tag and insure!

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Bye bye to the blue beast!

I’m doing my best to keep gardening costs down by using what we have and starting everything from seed! I also save my own seeds and plant mostly heirloom varieties to help with the seeds saving.

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Garlic that came up on it’s own (30 free garlic plants!) all replanted! 
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Pepper plants started from seed
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Saved Roma tomato seeds 

I have also been mending so much around here! We are up to 3 pairs of paints that are hole free and a certain pup decided to tear a hole in his bed, but all are fixed!

The screen door to the garden was ripped and broken and we almost bought a new one, but we used some old paint that we had to fix it up and put some reused wire fencing on it. Good as new!

We also try to do as much as we can around here, instead of paying others to do it for us. I am the dog groomer:

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Our sweet Izzy after her spa day

And we have been doing all of the work on the camper ourselves!

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New seat covers! 

And the pollinator garden is slowly being completed by us mainly using materials that we have!

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Lots of labor, but we are doing it by ourselves 

Instead of buying eggs from the grocery store or an egg dying kit, we used food coloring that we already had and brown and white eggs.

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I ❤️ How they turned out! 

And instead of going out to eat or paying to go do something, the boy and I took a nice walk locally! We hadn’t walked on this trail in a few years!

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Always interested in the rock formations! 

Overall, I’m thinking we are doing well with our no spend year! I’m hoping to continue spending less and gettting this house paid off!

No Spend February

We made 3. major achievements this month! 1. We paid off the truck!

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No more truck payments! 

So, we are officially vehicle payment free! Of course last month, instead of putting more money towards the house or the solar panels, I needed new tires for my car. They were leaking air constantly and not safe, so that’s definitely a must!

2. On the awesome list is that made another $10K leap on the house! You know, when you look at how much you owe and it is no longer in the $80K’s (for example) and now in the $70k’s!! That’s exciting! That will definitely feel good to get paid off eventually!

3. The Mr. has been doing a great job of packing his lunch! For pretty much ever, he has been a “pick up a snack while working” kind of guy. But after I showed him a quick write up of how much that really costs per year, he changed that habit!

For Valentine’s Day I actually had parent-teacher conference day until almost 6pm. So, it was easy to not go out to eat! But, we enjoyed out weekend and my parents even took our boy for a night. It was very quiet around here without him! 😳

My Mr. made me a beautiful pollinator garden for the special occasion out of upcycled wood. We just need to get the bamboo to fill it, but we have a free source for that! It is quite an invasive plant!

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Pollinator hotel! 

We were able to make a few bucks this week too! The dead hive provided us with some honey to sell. We will use that to help buy us another colony! Bees are not easy to keep! (Or cheap!)

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Honey! 

And soon I will have a surplus of eggs to rehome!

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Delicious eggs! 

Also, the Mr. blacksmithed some beautiful mantel brackets for a beam of barn wood for a customer! They turned out beautiful!

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In the garage! 

And now, in their new home!! They loved them just as much as we did!

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And the fireplace looks beautiful! 

Our electric bill came, and I was expecting a nice bill because February was pretty cold, but to our surprise it was $0!!

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Yippee!! 

And to save a lot of money, I start my garden from seeds. Getting plants from the nursery is pricy, and you can only get certain varieties, so I save my seeds and use the heirloom varieties yearly! And this year, I got involved in a seed swap to get different varieties! (I did have to pay shipping)

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So many different flowers, beans and veggies that I can’t wait to plant! 

It was not a perfect month because we still needed to buy items for the camper, and we started picking up some candy for the boy’s Easter basket. Oh, and we got Chinese out one time, but used the money from our crafting and not the bank. So, we haven’t been perfect, but it’s nice to be able to create a growing savings account and work on our debt snowball!

So, have you been working on spending less?!

No Spend mid-February Update

Last month we were able to put extra money into our savings and are proud of another major achievement! We are now officially car payment free!! Yay!!!

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The Mr.’s beast is paid off!

I also managed to not spend money on valentines for my students! I used thread and cardstock that I already had to make these:

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Friendship bracelets for my students!

My hubby was so sweet and made me my Valentines gift!

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Pollinator hotel

It was crafted from some old redwood fence posts that were given to us by my dad! The empty shelves will be filled with pieces of cut up bamboo  and will be home to a lot of pollinators to lay some eggs! The total spent was $0 and it is way better than expensive flowers or chocolates!

My boy is such a sweet soul, especially  for a teenager. He doesn’t ask for anything. So, when I saw this pattern for a crocheted poke ball, I made him one! I had all of the yarn already here!

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My boy loved his poke ball!

We did spend a little money on our new lights set up! We like to grow different varieties, and starting from seeds allows us to have our pick of whatever heirlooms that we want!

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Our seed starting rack! Sherman is playing “Where’s Waldo!”

We haven’t been spending money on anything, but when I was in the craft store, these were hard for me to not buy! I loved them!

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I actually didn’t buy them!

So, for the first half of the month, we have been doing a pretty fantastic job! It’s kind of odd not going out to eat or just going shopping for the fun of it. I think when spring arrives, and there’s more to do, it will be easier to be consumed with outdoor living! Is anyone else having a great no spend month?